It’s Raining: Do you Have Flood Insurance for your NH Home?
How do I Get Flood Insurance in New Hampshire?
Many people believe that when they purchase a homeowners policy that the risk of floods is automatically covered in the insurance contract. On the contrary, flood insurance programs in New Hampshire and all other States are sold separately from homeowners policies, and are provided by the Federal Government through the National Flood Insurance Program. The reason for this being that flooding is a natural phenomenon that can sometimes be catastrophic and wind up being very expensive to cover property damages.
That being said, you should make sure of a couple of things before either considering purchasing a new home or intending to protect your house and your property.
First, as a homeowner, it is helpful to know if your home is on a floodplane. If you do not know how to find this information don’t panic! FEMA has a feature to their website that allows you to enter your address and find out how much at risk your home is at for flooding. Follow the link below to see if you should be looking into coverage from the National Flood Insurance Program:
Secondly, because a separate policy exists for flood coverage, it is a good idea to protect yourself and your belongings from the unexpected. Talking to a local agent will help you to determine how much protection you need.
Counterpoint Insurance offers flood insurance policies through the National Flood Insurance Program to make the coverage more available to homeowners. We are doing what we can to keep people informed about the various ways they can protect themselves from major losses associated with flooding. A flood can happen to anyone at any time, just be aware.
Have more questions about flood insurance? Give us a call today. We would be glad to speak with you about what kind of options are available for your protection. And who knows? Maybe you can save a little money on the way!
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Counterpoint Insurance is an independent agency located in Bedford, NH with a comprehensive staff dedicated to getting you the answers you need and providing quality service to our clients. We offer a wide variety of coverage for you, your home, your vehicles, your family and your future. Come find out for yourself and see how committed we are to helping you!
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