Where do I need to go to file my SR-22?
Although there are multiple locations in NH for the DMV, all SR-22 filings are handled in the Concord, NH location. But in order to file the SR-22 you must first purchase insurance. That’s where we come in! Counterpoint Insurance helps find the policy that is affordable and right for you. After purchasing insurance coverage, we print you up a filled out SR-22 form that you can take straight to the Department of Motor Vehicles in Concord where they will return your license to you. At that time they will require you pay all restoration fees and any unpaid fines.
What if I can’t get to the DMV?
We know that things can’t always be easy in life. As a service to our clients, Counterpoint Insurance can also send a copy of the SR-22 to the DMV for you. The filing would take usually about 10 days to reach the DMV and be put into their records. This method works with good advance planning, and good communication with the State of NH.
Counterpoint Insurance is your local friendly insurance agency. We have a combined 50 years of experience taking care of our clients. We offer all lines of insurance for Maine, Massachusetts, and New Hampshire.
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Why do I need an SR-22?
When required by the State of New Hampshire, an individual will have to purchase auto insurance. Usually, someone would find themselves in this position when they get a DWI and lose their license. The SR-22 is a form that notifies the State of NH that you have at least the minimum liability on your vehicle or on your license. In New Hampshire the minimum liability required is 25/50/25 with uninsured and underinsured motorist coverage equal, and minimum medical payment coverages of $1000.
Where do I go for my SR-22?
After purchasing the coverage, Counterpoint Insurance can do one of two things: we can send a copy to the State of NH for you; or we can provide you with a copy that you can bring to Concord, NH Department of Motor Vehicles where you can reclaim your license. The DMV will return your license to you when the SR-22 has been filed and entered into their records.
What else should I know?
It may seem a tedious process to get an SR-22 but the important part is that you are purchasing insurance. Auto insurance in New Hampshire is not required, and most people take advantage of that fact. The State of New Hampshire will require you to purchase insurance when you are involved in an accident in which you were at fault, or you got a DUI without insurance and lost your license. If you are in an accident without insurance, you will be forced to pay for any damages, where an insurance policy would usually cover the loss.
Counterpoint Insurance is your local friendly insurance agency. We have a combined 50 years of experience taking care of our clients.
Click HERE For A free auto quote.
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What am I going to be paying for?
When they need an SR 22, most people think that the bulk of the costs to get their license back are from the SR 22 itself. The truth of the matter is that you are buying the insurance policy to tell the state that you actually have insurance. The SR 22 itself is relatively cheap so what you’re paying for is the insurance. Only when you have purchased the insurance can you go to the Department of Motor Vehicles in Concord, NH and get your license back.
How much is the SR 22 in NH?
The cost of the SR 22 is actually comparatively minimal. Although what you actually get charged for the SR 22 varies from company to company, the fee tags on to the end of the policy and is added on to the premium and is usually between $15 and $30 per year for the filing. This fee is not refundable.
What else should I know about my SR 22?
The real cost of an SR 22 is the cost associated with buying auto insurance. That’s where we come in. We compare prices between companies to help you put out the fire in your pockets. The cost associated with the insurance takes multiple factors into consideration. Usually, what really affects the price of the policy is how many violations are on your driving record. But don’t worry, because we’re here to help!
Still need help with your NH SR 22?
Counterpoint Insurance is your local friendly insurance agency. We offer all lines of insurance for Maine, New Hampshire and Massachusetts. Together, we have a combined 50 years of experience taking care of our clients. Come on down and see us or check out some of our other posts on SR 22′s for some other frequently asked questions.
Click HERE to get started on your SR 22.
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